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Ayushmaan Bharat (AB) - Full Benefit Details


Ayushmaan Bharat (AB) - National Health Protection Mission (NHPM) - Full Benefits

Ayushmaan Bharat (AB) - Full Benefit Details - Youth Apps

A high level benefits of Ayushmaan Bharat Scheme which has been launched by the Central Government of India under the NHPM - National Health Protection Mission.  So lets look at the various benefits for the citizens of India.

Ayushmaan Bharat (AB) Key Benefits

  • A cover of Rs. 5 Lakhs per family per year for secondary and tertiary care
  • There is no restriction on family size, age or gender
  • All members of eligible families as present in SECC database are automatically covered
  • No money needs to be paid by the family for treatment in case of hospitalization
  • All pre-existing conditions are covered from day one of the policy. The benefit cover will include pre & post hospitalization
  • You can go to public or empanelled private hospitals across the country and get free treatment
  • You need to carry any prescribed ID to receive treatment at the hospital

Beneficiary Level Benefits of Ayushmaan Bharat 

  • Government provides health insurance cover of up to Rs. 5,00,000 per family per year.
  • More than 10.74 crore poor and vulnerable families (approximately 50 crore beneficiaries) covered across the country.
  • All families listed in the SECC database as per defined criteria will be covered. No cap on family size and age of members.
  • Priority to girl child, women and and senior citizens.
  • Free treatment available at all public and empaneled private hospitals in times of need.
  • Covers secondary and tertiary care hospitalization.
  • 1,350 medical packages covering surgery, medical and day care treatments, cost of medicines and diagnostics.
  • All pre-existing diseases covered. Hospitals cannot deny treatment.
  • Cashless and paperless access to quality health care services.
  • Hospitals will not be allowed to charge any additional money from beneficiaries for the treatment.
  • Eligible beneificiares can avail services across India, offering benefit of national portability. Can reach out for information, assistance, complaints and grievances to a 24X7 helpline number - 14555

Health System of Ayushmaan Bharat 


  • Help India progressively achieve Universal Health Coverage (UHC) and Sustainable Development Goals (SDG).
  • Ensure improved access and affordability, of quality secondary and tertiary care services through a combination of public hospitals and well measured strategic purchasing of services in health care deficit areas, from private care providers, especially the not-for profit providers. 
  • Significantly reduce out of pocket expenditure for hospitalization. Mitigate financial risk arising out of catastrophic health episodes and consequent impoverishment for poor and vulnerable families.
  • Acting as a steward, align the growth of private sector with public health goals.
  • Enhanced used to of evidence based health care and cost control for improved health outcomes.
  • Strengthen public health care systems through infusion of insurance revenues.
  • Enable creation of new health infrastructure in rural, remote and under-served areas.
  • Increase health expenditure by Government as a percentage of GDP.
  • Enhanced patient satisfaction.
  • Improved health outcomes.
  • Improvement in population-level productivity and efficiency
  • Improved quality of life for the population


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