IPPB Indian Post Payment Bank - Aapka bank, aapke dwaar

Indian Postal Payment Bank (IPPB) - Aapka bank, aapke dwaar 

Benefits of Banking with IPPB

At IPPB, our banking services come with a plethora of advantages. Here is a list of what you can expect immediately and in the near future when you open an account with us. Please check with your local branch on the availability of these features.

Savings Accounts

  • Hassle free on boarding using e-KYC
  • No minimum quarterly average balance requirement
  • Nominal initial deposit required to open an account
  • Free first Debit Card for all
  • Annualized interest rate of 5.5%
  • Easy access
  • Multiple channels — Branch, Access Points, Doorstep, Mobile banking (UPI & Mobile banking)
  • Free cash withdrawals at India Post ATMs and Punjab National Bank ATMs 


  • Multiple electronic modes available — AEPS, IMPS, NEFT, UPI & *99#
  • Instant remittance through IMPS, UPI & *99#
  • Aadhaar and Biometric based remittances through Micro ATMs
  • All intrabank (i.e. IPPB to IPPB) remittances free
  • 2 interbank remittance free per month(for Safal account)

Direct Benefit Transfer

  • Timely Direct Benefit Transfer into the savings account
  • Aadhaar based DBT

Doorstep Banking

  • Banking at your doorstep through Postmen / Gramin Dak Sevaks
  • Nominal charges
  • Multiple transactions possible — cash withdrawal & deposit, Aadhaar based fund transfer, balance enquiry, mini statement

For terms and conditions related to services offered by India Post Payments Bank, please visit www.ippbonline.net.

Get in Touch with IPPB

  • Customer Care Number: 155299 

Registered Address
India Post Payments Bank Limited, 
Post Office, Speed Post Centre Building, Market Road, New Delhi,
Delhi — 110001, India
E-mail: contact@ippbonline.in 
Website: www.ippbonline.net