Quick Loan, Instant Loan At Low Interest & Low EMI Apps
Lets look at a useful phone app called Quick Loan, Instant Loan At Low Interest & Low EMI. This app has been released by Upwards-Quick Personal Loans For Salaried Employee Finance. The app description in Google Play read as, 💰 Upwards is India’s quickest personal loan provider for salaried individuals looking for short-term loans between Rs.15,000 - Rs.50,000. 💰
We provide hassle-free personal loans to all job profiles like teachers, software engineers, accountants, retail store employees, nurses and more who draw a minimum salary of Rs.15000.
🎯 Why Upwards - Quick Personal Loans?
✔️ Quick approvals on personal loans
✔️ Loans amount from Rs 15,000 - Rs 50,000
✔️ Loan tenure ranges from 3 months - 2 years
✔️ No collateral required
✔️ Online EMI Calculator: Calculate EMI based on your loan amount, interest rate and loan tenure
✔️ Minimal Paperwork. Everything from the mobile app.
✔️ PAN, AADHAAR and Salary Slips are the only documents required.
✔️ Quick loan disbursal. Unlike banks, we disburse loans within 1 - 2 Days
✔️ Minimum foreclosure and prepayment charges
✔️ Special interest rates for salaried women
✔️ In-App Chat Support
🔐 Security & Protection of Privacy:
- Protection of your privacy and your data security is a top priority at MoneyTap. Our backend APIs comply with mandated security standards and robust protocols which have been tested and certified by our tech team.
👍 Eligibility:
- Salaried employee with a minimum salary of Rs.15000 per month
- Age above 24 years and below 50 year
🏠 Available Cities:
- Mumbai
- Delhi, Gurgaon, Noida
- Bengaluru
- Chennai
- Hyderabad
- Pune
- Ahmedabad
- 30+ more cities across India
🤝You can get Upwards Quick Personal Loans for:
- Home construction and renovation
- Family functions & weddings
- Self-improvisation (Skill-training course fee financing, job-related purchases etc.)
- Medical emergencies
- Travel
- Two-wheeler purchase
- Electronic Purchases
- Multiple loan consolidation
📲 How does Upwards work?
- Download and login
- Fill in your loan requirements and employment details
- Upload your KYC Docs, AADHAAR, PAN and photograph
- Sit back and relax
- Approval will be communicated within 48 hours of document submission
- After that, we will process the loan agreement and you will get loan amount
- That's it! You need to pay your EMIs on the due dates once the loan is disbursed.
✔️ Loan Approval Criteria:
- Income-to-Expense ratio
- Demographics (Age, Marital status, Education etc.)
- Professional experience (tenure with the current employer, job stability, total work-ex etc.)
- Credit Score/ CIBIL Score should be above 625
- Purpose of your loan and its genuinity
❌Your loan will be rejected if:
- You Provide false information about your income and obligations
- Apply for an amount which you cannot afford and comfortably repay
- Mismatch of information provided by you on our app and during tele-verification
- Past EMI payment (Credit) history is not up to the mark.
💰 Key Points:
- Interest Rates maximum from 18% to 32% per annum as per CIBIL score
- Processing Fee: upto 2% of loan amount
- Repayment Period: 6 months to 24 months
- For a loan of Rs. 30,000 at 18% interest for 12 months your one time processing free will be Rs. 600 and monthly EMI will be Rs. 2750
Note: All-in-all, we love genuine users with genuine needs and do everything to get them the access to credit (loan) which they deserve. In order to ensure this, our process is stringent and a thorough analysis is done on all applications before considering them for approvals. As a result, we approve loans to creditworthy individuals only. We, at Upwards, are committed to serving you and will always strive to maintain the trust that you have placed in us. 😃
Quick Loan, Instant Loan At Low Interest & Low EMI has been installed between 100,000+ times by users at the time of this review and has an average rating of 3.9 in Google apps store.
Quick Loan, Instant Loan At Low Interest & Low EMI app size 14M and can be installed on any Android device running version 4.2 and up.
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Apps
Name
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Quick
Loan, Instant Loan At Low Interest & Low EMI
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Apps
Developed
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Upwards-Quick
Personal Loans For Salaried Employee Finance
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1.4.4
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100,000+
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Apps
Size
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14M
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4.2
and up
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Average
Rating
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3.9
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Apps
Last Updated On
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14-Sep-18
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https://play.google.com/store/apps/details?id=com.goupwards&utm_source=www.youthapps.in
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Reviewed
on
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16-Sep-18
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Content
Rating
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Rated
for 3+
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